Climbing through the $10M to $50M band
Allocation
Quality of life
Where the plan stands
Vision and Reality are set. Lifestyle and Architecture are in progress. Open The Plan to review them before Thursday's session.
Like the cash-flow forecasting in a tool such as PocketSmith, but built for a $10M to $50M family and run with your adviser, not alone. Toggle a scenario to see how today's choices ripple across the next fifty years and two generations.
Will the wealth outlive us?
Each member holds a managed portfolio in their own name, coached toward their own definition of a good life. Mum & Dad retain oversight; the next generation is prepared to one day hold it themselves.
The work of this generation isn't to guard a number. It is to steward it well: to live well now, hold the wealth lightly, and hand it on stronger than you found it.
Steward it, don't worship it
Worshipping it
- The balance sets the mood
- Spending feels like losing
- Heirs are tested, not prepared
- Never enough, at any number
Stewarding it
- The wealth serves the life
- Living well is the point
- Each generation is readied
- Enough is defined, then honoured
Sustainable spending
How much you can draw each year and still grow the wealth for those who come next.
You're living well on 57% of what the wealth can sustain. The surplus compounds for the next generation.
Five principles we hold to
The wealth serves the life, never the reverse.
Spend within the sustainable rate, and let the rest compound.
Every generation is prepared before it inherits.
Give while living: measure contribution, not just balance.
The business is stewarded, not strip-mined.
From this generation to the next
A holistic conversation that always lands on quality of life: for you, your children, your community and the things you care about. You choose which of the seven steps matter most right now.
A relationship, not a transaction. We begin only if there's a genuine connection, then we set the rhythm together.